* {
	margin:0;
	padding:0;
}
/* general */

    body {
	font:12px Arial, Helvetica, sans-serif;
}
.clear {
	clear:both;
}
h1 {
	font-size:18px;
	font-weight:normal;
	margin:0;
	color:#3D546E;
}
h2, h3, h4, h5, h6 {
	font-weight:normal;
}
h2 {
	font-size:160%;
}
h3 {
	font-size:140%;
}
h4 {
	font-size:120%;
	margin:0;
	padding:0;
}
a {
	text-decoration:none;
	color:#3D546E;
	text-decoration:underline;
}
a:hover {
	text-decoration:underline;
}
p {
	margin:0;
	padding:0px;
}
img {
	border:none;
}
:focus {
	outline: 0;
}
.width960 {
	width:950px;
	margin:auto;
	position:relative;
	overflow:hidden;
	clear:both;
}
.pad20 {
	padding:30px 0;
	padding-bottom:5px;
}